WEX Fuel Card Review: Discounts, Fees, Who It's For
WEX's trucking card is the Fleet One EDGE: WEX advertises a 15¢/gal average discount (2019 survey) at EDGE sites and acceptance at 12,000+ truck stops. Its published schedule charges $75 setup, $8 per active card monthly and $2 per out-of-network fuel transaction. It suits fleets that fuel mostly in-network and can qualify for credit.
By TruckerStack Editorial, AK Digital Marketing LLC · Published 2026-11-10 · Updated 2026-11-10 · checked against the official sources cited · Editorial policy · Not insurance, legal or financial advice.
Which WEX card is which
Independent, not affiliated: TruckerStack (AK Digital Marketing LLC) is not affiliated with, endorsed by or paid by any company on this page, and has no affiliate agreements with them today. Brand names are trademarks of their owners and are used only to identify the products reviewed. If that ever changes, links will be labeled “sponsored” and will not change the data or criteria. Every figure below is quoted from the company's own public page or terms, fetched on 2026-11-10; confirm the fee schedule attached to your own application before you sign.
| Card | Built for | What WEX publishes |
|---|---|---|
| Fleet One EDGE | Over-the-road fleets of 1 to 50 trucks | Average 15¢/gal at 2,200 EDGE Discount Sites; accepted at 12,000+ truck stops; no fuel transaction fee at in-network sites; discounts on tires, wireless plans, maintenance |
| EFS Fuel Card / EFS Mastercard Fleet Card | Mid-to-large fleets (WEX says 50+ trucks) | 16,000+ EFS truck stops; the Mastercard version adds 10.3 million+ Mastercard locations and “cash price for fuel” in the EFS network; no per-gallon discount published |
| WEX Fleet Card | Local and gas fleets | Rebates of 3¢–15¢/gal in the WEX EDGE network and 1¢–3¢ elsewhere; accepted at 95% of US fuel stations; no rebates at Tier 1 truck stops (Flying J, Love's, Petro, TA, Pilot) |
Verified 2026-11-10. Sources: WEX: trucking fleet cards; WEX: Fleet One EDGE Card; WEX: EFS Fuel Card; WEX: EFS Mastercard Fleet Card; WEX: WEX Fleet Card.
For a diesel truck, the WEX Fleet Card is usually the wrong WEX product: its rebate terms exclude the big truck-stop chains. The rest of this review covers the Fleet One EDGE.
Discount claim, in WEX's words
WEX defines the discount as the difference between the retail cash price and the EDGE cardholder price. The 15¢ is the average across 2,200 participating EDGE Discount Sites in a six-month survey in 2019 and is not a guarantee. Out-of-network WEX OTR truck stops agree to charge no more than their posted cash price but give no EDGE discount, and an out-of-network fee may apply. EDGE sites named by WEX include Pilot Flying J, TA, Petro and TA Express, AMBEST, Circle K, Quick Fuel and Petroleum Wholesale; discounts at Pilot Flying J, TA/Petro and AMBEST are subject to approval by those merchants. WEX's pages disagree on the no-fee site count: the card page says 4,000+ in-network sites, the footnote says 2,200 EDGE sites plus 1,300 Fleet One Discount locations.
Fleet One EDGE fee schedule
| Fee | Amount |
|---|---|
| Account setup | $75.00 one time |
| Active card | $8.00 per card per month |
| Funded fuel/product, in network (EDGE merchant) | $0.00 |
| Funded fuel/product, out of network | $2.00 per transaction |
| Fuel/product with cash | $1.50 per transaction |
| Funded cash advance | $3.00 |
| Non-funded fuel (data capture, direct bill) | $0.55 |
| Terminal fuel | $2.00 |
| CAT Scale | $1.00 |
| ATM/debit withdrawal | $3.00 (plus any ATM operator fee) |
| Check / MoneyCode | $3.00 up to $500 and per additional $500; doubled without monthly fuel card use |
| MoneyCode cancellation | $25.00 |
| Permits (OS/OW, fuel & trip, superload, annual) | $18.00 per permit; $14.00 extra for phone/fax orders |
| Fuel tax services | $15.00 per vehicle per month (setup $0) |
| Bestpass toll services | 12% of tolls and charges billed to the account |
| Payment by third-party check/eCheck | $25.00 |
| Payment by Western Union | $20.00 |
| Payment by wire | $15.00 |
| Late fee | Greater of $150.00 or 6.99% of the unpaid balance |
Verified 2026-11-10. Source: WEX: Fleet One Edge Account Fees Schedule & Terms (Edge Plus column), hosted on WEX's credit application site. WEX also hosts other program-specific schedules (for example, programs run with a sponsor) with different amounts, so the schedule attached to your own application is the one that applies.
Credit and approval
The Fleet One Edge terms define the account as a credit line extended by WEX Bank, “which may be prepaid or secured”. WEX Bank may extend credit “in its sole discretion”, may investigate the company's financial condition at any time and may ask for financial statements. Prepaid accounts are offered to qualified applicants. WEX does not say on these pages whether it uses a hard or soft credit inquiry; ask before you apply if that matters to you.
Who it is for, and who should look elsewhere
| Good fit if… | Look elsewhere if… |
|---|---|
| You run long-haul and fuel mostly at EDGE network stops | You fuel mostly out of network: each funded fuel transaction there is $2.00 |
| You want permits, fuel tax services or Bestpass tolls on one account | You want no monthly card fee (TCS and Mudflap publish none) |
| You can qualify for a credit line | You need a card without any credit review: see TCS's cash-secured option in the comparison |
Check the math for your truck
At $8 per active card a month, the card pays for itself once your in-network discount covers $8: for example, 80 gallons at 10¢ off. Example arithmetic only; plug your real fuel price into the cost per mile calculator and keep receipts that meet IFTA receipt rules for the IFTA calculator.
Related
- Fuel cards compared: WEX, AtoB, Mudflap, TCS, EFS, Comdata, Pilot
- AtoB fuel card review
- Fuel cards for trucking companies
Fuel card partner offers: coming soon (no partner today). Until then, use the tables above and the issuers' own sites.
FAQ
Does WEX have a fuel card for truckers?
Yes. WEX markets the Fleet One EDGE card to over-the-road fleets of 1 to 50 trucks and EFS cards to larger fleets. The WEX Fleet Card is aimed at gas and local fleets.
How much is the WEX Fleet One EDGE discount?
WEX advertises an average of 15¢ per gallon, measured across 2,200 EDGE Discount Sites in a six-month survey in 2019, and says it is not a guarantee of future pricing.
What fees does the Fleet One EDGE charge?
Its published schedule lists $75 account setup, $8 per active card per month, $0 for in-network and $2.00 for out-of-network funded fuel transactions, and a late fee of the greater of $150 or 6.99%.
Does the WEX Fleet Card give rebates at Pilot or Love's?
No. WEX says rebates are not eligible at Tier 1 truck stops, currently Flying J, Love's, Petro, TravelCenters of America and Pilot.
Is this an official WEX page?
No. It is an independent review by TruckerStack, which is not affiliated with WEX Inc. and has no affiliate agreement with it.